![]() Before you use any mobile payment services, check out our best practices guide to make sure your transactions are done safely. There’s a good chance your financial institution offers a way to send money person to person, too.Make sure you understand the terms and conditions of your transfer and double check that you are using the correct account and routing numbers when making any transfers. If you need to transfer money between accounts, or even between financial institutions, your online banking or mobile app likely offers you options to do that.Destroy the check once it’s cleared by shredding it or tearing or cutting it up.Hold onto the check for several days after deposit until you are sure it has posted to your account meaning that it is no longer pending and any holds your institution has placed have expired.Follow the directions in the mobile app to deposit the check.Understand any rules your bank or credit union has about mobile check deposit.Download your bank or credit union’s app on your smartphone if you haven’t already. ![]() The mobile app makes it easy to deposit a check in a few steps: You might not be able to deposit all types of checks this way, so check with your bank or credit union if you have any questions.
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